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Finding the right wealth manager is similar to choosing a physician. While expertise, experience, education and reputation are each important, the ability to communicate effectively is often the deciding factor. |
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KCS was founded by a former physician known for his patient skills. We thus take our client relationships very seriously and aim to make you feel comfortable with your recommended strategies. We believe that a financial and investment prescription must be individualized, and work with you to develop your personal wealth plan.
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As an independent, fee-only advisor, we have no mutual funds, annuities or other financial products to sell, giving us the flexibility to match your goals, time frame and risk profile with your wealth strategy. Our sole focus is to help you reach your life goals, whatever they may be |
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In addition to our in-house wealth care services, we refer to a carefully selected group of outside specialists, including certified public accountants, estate attorneys, insurance agents and real estate professionals. This enables KCS to be a one-stop source for your wealth. |
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Although we are a boutique firm not beholden to a large corporation or to Wall Street, our back-office operations are provided by Fidelity Investments, one of the largest financial services firms in the world. We believe that combining a personalized front office with a huge and technically sophisticated back office provides the best of both worlds. |
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Our Philosophy |
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We believe you should be as serious about managing your wealth as you are about caring for your health. Doing either successfully requires both advance planning and expert advice. At KCS, we provide a strategic plan along with ongoing professional advice. |
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Our philosophy can be summarized as follows:
- Make a long-term plan that fits your needs and goals, and stick to it.
- Diversify among different types of investments in an effort to improve risk-adjusted performance.
- Regularly reassess your wealth status to help ensure you remain on track to reach your goals.
- Reduce costs by ensuring that transaction costs remain low by trading infrequently and avoiding pricey investment products.
- Minimize taxes through careful planning, managing accounts tax-efficiently, and utilizing tax-reduction and tax-deferral vehicles as appropriate.
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Successfully executing all of this requires the expertise, experience and full-time commitment of a qualified wealth management team. We don’t recommend self-care of your finances because your time and energy are best spent on your career, family and recreation. Hiring professionals whose interests are aligned with yours makes more sense than poring over the financial section of the newspaper in your “spare” time. |
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KCS recognizes that you have many choices when selecting an investment adviser. Our goal is to provide superior wealth management services that can take you through all of life’s stages. |
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